As a life insurance agent, gratitude is something you’ve probably come to expect from your clients. Providing them with financial support that helps them protect what matters most is the bread and butter for any successful insurance agent.
As the days get shorter at the close of the year, it’s the perfect time to help your clients discover how life insurance can help them practice gratitude. The peace of mind that comes from protection is priceless, and lucky for your clients, Symmetry Financial Group enables you to find the most affordable and best-fit policy for them.
We’re breaking down how life insurance can help inspire gratitude in your clients, regardless of their financial goals.
The season of gratitude
Autumn is here! Leaves are swapping one hue for another, the air is getting crisper and many are planning more time with family. This time of year means reflection for many — reflecting on personal achievements over the past several months, personal and professional relationships and the expectation of good food with loved ones.
Most importantly, it’s a season of gratitude. Depending on what your clients are feeling most grateful for, it’s important to find an insurance solution that will align with that gratitude.
Whether that’s gratitude for paying off debt, purchasing a new home or giving back to their community, pick the insurance product that will help them express their thankfulness this season.
The many forms of gratitude
Life insurance amounts to more than a death benefit. As a life insurance agent, you can help illustrate all types of coverage available to your client and the many benefits that follow.
The myth that life insurance can only be used when you die is one that you can help dispel for your clients. Life insurance policies can be powerful tools designed to help them achieve their financial goals, whatever they may be, throughout their lives.
Whatever your clients are hoping to cover, there’s an insurance solution that can meet that need. This fall find out what your client’s financial goals are and fit them with the type of coverage that will leave them thankful. Whether it’s tackling burdensome debt or helping them prepare for the future, be the reason they practice gratitude this season.
Debt – Debt Free Life
When it comes to gratitude, you’d be hard-pressed to find a more thankful client than one who has paid off their debts. Whether it’s credit cards, auto loans or student debt, financial burdens can prevent your clients from achieving their goals.
Lucky for them, you can offer a Debt Free Life (DFL) product. Harnessing the power of a life insurance policy, DFL allows your clients to pay off their loans in less time while using the same amount of money.
This insurance solution builds cash value over time. As the value of the policy grows, your clients can incrementally eliminate debt and save for retirement.
New home — mortgage protection insurance
One of the biggest milestones for a budding family is the purchase of a new home. While there is a myriad of financial responsibilities to take on with home ownership, your clients might not be thinking of insurance for their mortgage payments.
Mortgage protection, a form of term life insurance, would help them protect those payments if they were to die or face a critical illness or disability. The peace of mind that comes with knowing your loved ones won’t carry a financial burden when catastrophe hits, or potentially lose the family home, is priceless.
Consider discussing a mortgage protection policy with clients who are hoping to protect one of their greatest assets — their home.
Quility Secure Future Complete — Grateful for more
Sometimes gratitude comes from learning coverage is still possible. Many potential clients you meet might believe they have a condition or impairment that would make them ineligible for protection. That’s where our parent company’s, Quility, list of proprietary products can help!
Quility Secure Future Complete (QSFC) is a suite of whole life insurance offerings that can go the distance to find coverage that they are eligible for. QSFC boasts four unique products including an express issue whole life and guaranteed issue whole life policies that can help you offer more to your clients.
Each product offers coverage for ages 20-80 and a guaranteed fit for any clients between the ages of 45 to 75 years old. If they’ve been deemed “uninsurable” by other carriers, you have the solution that could get them protected.
Charitable giving rider
For some, giving back is the ultimate reflection of gratitude. Your clients will be thrilled to know that this is something they can do with their life insurance policy. QSFC offers a charitable rider that allows them to choose their favorite non-profit as a secondary beneficiary to their policy. They’ll be even more thankful to learn that this choice will not change the amount of their death benefit.
With this rider, your clients can leverage their coverage to make an impact on the communities that mean the most to them!
Practice gratitude with Symmetry Financial Group
What better way to practice thankfulness this year than reminding your clients of all the benefits that come with life insurance? From protecting the family home to tackling burdensome debt, there are life insurance solutions that you can provide to get them there.
Help your clients find peace of mind by fitting them with coverage that fits their unique needs. A product like Quility Secure Future Complete is one example of life insurance that can help your clients practice gratitude well into the new year!
